Here I go again, talking about credit rating. Why? Because it is critical for you to get the financing you need in the first place and the best deal available in the second. For those of you who have credit challenges, you may want to pay some attention to this blog. No matter what your [...]
My mom opened a savings account for me when I turned 13. Every week she would make sure I put money in it. I wonder why more moms are not doing that these days? Saving is a habit. Just like spending. A report from BMO Retirement Institute to be released today says that although 90% [...]
TIME TO REFINANCE AHEAD OF MORTGAGE MATURITY DATE The Bank of Canada 5-yr fixed benchmark mortgage rate is now 5.49% in reaction to the reduction in Chartered Bank Posted Rates last week. Discounted mortgage rates have also been dropping. Today (August 23, 2010), I can find 5-yr discounted fixed rate at 3.75% for a 90-day [...]